Tools
A small but growing collection of calculators and interactive toys. The point isn't to replace a real plan with someone who knows your situation — it's to let you feel, not just read, how the numbers move.
All tools
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Compound interest calculator
Pick a starting amount, a monthly contribution, an interest rate and a horizon, and watch the curve do its job.
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FIRE calculator
Work out your Full, Coast, and Pension FIRE numbers, with European taxes baked in and a safe withdrawal rate you control.
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Can you time the market?
A short game with real historical S&P 500 and MSCI World data. Start with €1000, make up to 40 moves, and find out if your gut beats just buying on day one and holding.
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Inflation impact calculator
See what inflation does to your money over time — and why not investing is the most expensive decision you can make.
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RAL → Net salary (Italy)
Enter your gross annual salary and see what actually lands in your bank account every month, with a full IRPEF and INPS breakdown.
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P.IVA calculator (Italy)
Forfettario or ordinario — enter your annual revenue and see your net income, INPS, and taxes. Because “how much do I actually keep?” is the real question.
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Net → Gross: what should I charge?
“I want €X net per hour.” This tool tells you the RAL or P.IVA daily rate you need to ask for. Works backwards from what you want to keep.
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OCF exam simulator
4,529 official OCF questions with shuffled answers. Choose how many, filter by category or topic, and train like the real Italian financial advisor exam.
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Italian pension simulator
How much will INPS give you? When can you retire? How much do you need to stop early? The contributivo system, explained with numbers.
Simulate your pension → -
Buy or rent?
Is it better to buy a home or rent and invest the difference? Enter your mortgage, costs and rent to find out when (and if) buying wins.
Compare buying and renting →